Introduction

Beemagojima, a product of NeoAssure Insurtech, respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you use our app or website to purchase or manage insurance policies. By using our services, you consent to the practices described in this policy.

This policy applies to information collected through our services, including the Beemagojima app, website, and any third-party integrations such as payment gateways and insurance providers. It does not apply to information collected by third parties, including insurers and payment processors, who have their own privacy policies.

Personal Information

When you register, purchase insurance, or make payments through Beemagojima, we collect personal data including but not limited to: Name, Address, Email address, Phone number, Date of birth, Insurance details (policy numbers, coverage, etc.), Payment details etc.

Non-Personal Information

We may collect non-personal information including but not limited to: Browser and device data (IP address, operating system, device type), usage data (pages viewed, time spent on site), transaction history (details of services accessed via Beemagojima) etc.

Third-Party Data

Beemagojima integrates with third-party services such as payment gateways and insurance providers. These entities may collect and store information directly, and their practices are governed by their respective privacy policies.

To Facilitate Transactions

Your personal and financial data is used to facilitate the purchase and management of insurance policies. Beemagojima integrates with insurers and third-party payment gateways to process your payments and ensure policy coverage.

Customer Support

Your data allows us to provide personalized customer service, respond to inquiries, and address issues you may encounter during transactions.

Service Improvements

We may use aggregated data to improve the performance of Beemagojima, enhance user experience, and refine our offerings.

Compliance and Legal Obligations

We may share your data with regulatory authorities when required by law, or to protect our legal rights, comply with applicable regulations, or enforce the terms of use.

Third-Party Payment Gateways

Beemagojima uses third-party payment processors to handle transactions securely. These services collect and store your financial information in accordance with their privacy policies, and Beemagojima does not retain sensitive payment details.

Insurance Providers

Your data is shared with insurance providers for the purposes of underwriting policies, processing claims, and managing renewals. Beemagojima does not control the privacy practices of insurers, so we encourage you to review their privacy policies.

Law Enforcement and Regulatory Bodies

In cases of suspicious or illegal activity, Beemagojima reserves the right to report such activities to the relevant authorities. Your personal and transactional data may be shared in compliance with legal obligations.

How We Protect Your Information

Beemagojima implements industry-standard security measures to safeguard your data. We use Secure Socket Layer (SSL) encryption for all sensitive transactions. Access to your personal data is restricted to authorized personnel who are required to keep this information confidential.

While we strive to protect your personal information, no electronic transmission or storage method is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

Beemagojima uses cookies to enhance user experience, store preferences, and track interactions with our services. Cookies help us personalize your experience and analyze traffic patterns. You can set your browser to refuse cookies, but certain features of Beemagojima may not function properly if cookies are disabled.

Third-Party Links

Beemagojima may include links to third-party websites, such as insurers or other service providers. Beemagojima is not responsible for the privacy practices or the content of these external websites. We recommend reviewing the privacy policies of any third-party sites you visit.

User Consent

By using Beemagojima and providing your personal information, you consent to the collection, use, and disclosure of your data as outlined in this Privacy Policy. You also acknowledge that Beemagojima may share your data with third-party service providers to facilitate the services you request.

Children's Privacy

Beemagojima’s services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors. If we become aware that we have inadvertently collected data from a minor, we will take steps to delete that information promptly.

Changes to the Privacy Policy

Beemagojima reserves the right to modify this Privacy Policy at any time. Any changes will be effective immediately upon posting to this page. Your continued use of our services after changes have been made signifies your acceptance of the updated policy.

Contact Information

If you have any questions or concerns regarding these Terms & Conditions, please contact us at:

Neo Assure Insurance Agent Pvt. Ltd.

Bhanimandal-4, Lalitpur, Nepal

Email: support@beemagojima.com

Phone: +977-9820103505