Third Party Insurance Paper Document
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My Available Plans
Insurer
Third Party
Comprehensive without RSMDT
Comprehensive with RSMDT
Himalayan Everest Insurance
Third Party Coverage
NRS {{helQuotDetail_thirdParty.NETPREMIUM | currency:' ':2}}
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Coverage
Premium Amount
Not Available at the Moment
Comprehensive without RSMDT
NRS {{helQuotDetail_comprehensive.NETPREMIUM | currency:' ':2}}
- {{ feature.Feature }}
Coverage
Premium Amount
Not Available at the Moment
Comprehensive with RSMDT
NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:' ':2}}
- {{ feature.Feature }}
Coverage
Premium Amount
Not Available at the Moment
NLG Insurance
Third Party Coverage
NRS {{NlgQuotDetail_thirdParty.totalpayablepremium | currency:' ':2}}
- {{ feature.Feature }}
Coverage
Premium Amount
Not Available at the Moment
Comprehensive without RSMDT
NRS {{NlgQuotDetail_CM.totalpayablepremium | currency:' ':2}}
- {{ feature.Feature }}
Coverage
Premium Amount
Not Available at the Moment
Comprehensive with RSMDT
NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:' ':2}}
- {{ feature.Feature }}
Coverage
Premium Amount
Not Available at the Moment
- The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority. In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.
Third Party Coverage
Third-party motor insurance protects you from financial liability if your vehicle causes property damages or bodily injuries to others. It covers third-party claims for property damages and medical expenses, ensuring compliance with legal requirements. While it doesn’t cover your own vehicle, it provides essential protection in case of an accident.
Overview
Third Party Coverage is the most basic and affordable insurance option. It provides essential protection against liabilities arising from property damages or bodily injuries caused to others.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
Does not cover:
- Own Property Damage: Any damaged occurred to the insured vehicle will not be covered.
- Burglary/Theft: Theft/burglary of the insured vehicle will not be covered.
Third Party Coverage
Third-party motor insurance protects you from financial liability if your vehicle causes property damages or bodily injuries to others. It covers third-party claims for property damages and medical expenses, ensuring compliance with legal requirements. While it doesn’t cover your own vehicle, it provides essential protection in case of an accident.
Overview
Third Party Coverage is the most basic and affordable insurance option. It provides essential protection against liabilities arising from property damages or bodily injuries caused to others.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Deathh: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (The driver, passengers and other third-party individuals are also covered in this policy.)
Does not cover:
- Own Property Damage: Any damaged occurred to the insured vehicle will not be covered.
- Burglary/Theft: Theft/burglary of the insured vehicle will not be covered.
Premium Breakdown
| Particulars | Amount in Rs. |
|---|---|
|
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes .
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
|
{{ helQuotDetail_thirdParty.BASICPREMIUM | currency:' ':2}} |
|
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
|
{{ helQuotDetail_thirdParty.THIRDPARTYPREMIUM | currency:'':2 }} |
|
Group Accidental Premium
Provides coverage against medical expenses and death compensation of the driver and passengers in case of accident.
Provides coverage against medical expenses and death compensation of the driver,helper and passengers in case of accident.
|
{{ helQuotDetail_thirdParty.GROUPACCIDENTPREMIUM | currency:'':2 }} |
| Taxable Premium | {{ helQuotDetail_thirdParty.ACTUALNETPREMIUM | currency:' ':2 }} |
| VAT | {{helQuotDetail_thirdParty.VATAMOUNT | currency:' ':2}} |
| Stamp | {{helQuotDetail_thirdParty.STAMP | currency:' ':2}} |
| Total Premium | {{ helQuotDetail_thirdParty.NETPREMIUM | currency:'':2}} |
Ideal For:
Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements. Appropriate for riders at a higher risk of accidental third-party damage.
Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements.
Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements. Appropriate for commercial vehicles as they are at a higher risk of accidental third-party damage.
- The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
- In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.
A snapshot of coverage
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| b. Pillion Rider | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Third Party Individual | Accident | Bodily Injury | 25,00,000 | |
| d. Third Party property | Accident | Loss/Damage | 25,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| b. Passenger/s | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| c. Third Party Individual | Accident | Bodily Injury | 80,00,000 | |
| d. Third Party property | Accident | Loss/Damage | 80,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| b. Unnamed Helper | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Unnamed Passenger/s | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| d. Third Party Individual | Accident | Bodily Injury | 50,00,000 | |
| e. Third Party property | Accident | Loss/Damage | 50,00,000 |
Download Policy Wording for more Details
Other Plans From Same Insurer
Comprehensive without RSMDT
NRS {{helQuotDetail_comprehensive.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT
NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Similar Plans From Different Insurers
Third Party
NRS {{NlgQuotDetail_thirdParty.totalpayablepremium | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive without RSMDT
NRS {{NlgQuotDetail_CM.totalpayablepremium | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT
NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive without RSMDT Coverage
Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.
Overview
Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
- Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
- Theft: In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
Does not cover:
- RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism) will not be covered under this plan.
Comprehensive without RSMDT Coverage
Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.
Overview
Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the passengers in the vehicle are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: : In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (The driver, passengers and other third-party individuals are also covered in this policy.)
- Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
- Theft: : In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
Does not cover:
- RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism) will not be covered under this plan.
Premium Breakdown
| Particulars | Amount in Rs. |
|---|---|
|
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes .
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
|
{{ helQuotDetail_comprehensive.BASICPREMIUM | currency:' ':2}} |
|
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
|
{{ helQuotDetail_comprehensive.THIRDPARTYPREMIUM | currency:'':2 }} |
|
Group Accidental Premium
Provides coverage against medical expenses and death compensation of the driver and passengers in case of accident.
Provides coverage against medical expenses and death compensation of the driver,helper and passengers in case of accident.
|
{{ helQuotDetail_comprehensive.GROUPACCIDENTPREMIUM | currency:'':2 }} |
| Taxable Premium | {{ helQuotDetail_comprehensive.ACTUALNETPREMIUM | currency:'':2 }} |
| VAT | {{helQuotDetail_comprehensive.VATAMOUNT | currency:'':2}} |
| Stamp | {{helQuotDetail_comprehensive.STAMP | currency:'':2}} |
| Total Premium | {{ helQuotDetail_comprehensive.NETPREMIUM | currency:'':2 }} |
Ideal For:
Someone looking to fully secure their vehicle and willing paying some additional amount in premium.
- The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
- In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.
A snapshot of coverage
| This plan covers | Caused by | Against | Coverage Limit/Medal Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Pillion Rider | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| d. Third Party Individual | Accident | Bodily Injury | 25,00,000 | |
| e. Third Party property | Accident | Damage | 25,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Passenger/s | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| d. Third Party Individual | Accident | Bodily Injury | 80,00,000 | |
| e. Third Party property | Accident | Damage | 80,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Unnamed Helper | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| d. Unnamed Passenger/s | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| e. Third Party Individual | Accident | Bodily Injury | 50,00,000 | |
| f. Third Party property | Accident | Damage | 50,00,000 |
Download Policy Wording for more Details
Comprehensive Insurance Paper Document
Comprehensive With RSMDT Coverage
Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.
Overview
Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
- Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
- Theft: In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
- RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism)
Comprehensive With RSMDT Coverage
Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.
Overview
Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the passengers in the vehicle are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: : In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (The driver, passengers and other third-party individuals are also covered in this policy.)
- Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
- Theft: : In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
- RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism)
Premium Breakdown
| Particulars | Amount in Rs. |
|---|---|
|
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes .
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
|
{{ helQuotDetail_comprehensive_with_rsmdt.BASICPREMIUM | currency:' ':2}} |
|
RSMDT Premium
Provides coverage against damage to the vehicle, driver and pillion rider caused due to Riots, Strikes, Malicious Damages and Terrorism.
Provides coverage against damage to the vehicle, driver and passengers caused due to Riots, Strikes, Malicious Damages and Terrorism.
Provides coverage against damage to the vehicle, driver and passengers caused due to Riots, Strikes, Malicious Damages and Terrorism..
|
{{ helQuotDetail_comprehensive_with_rsmdt.POOLPREMIUM | currency:' ':2}} |
|
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
|
{{ helQuotDetail_comprehensive_with_rsmdt.THIRDPARTYPREMIUM | currency:'':2 }} |
|
Group Accidental Premium
Provides coverage against medical expenses and death compensation of the driver and passengers in case of accident.
Provides coverage against medical expenses and death compensation of the driver,helper and passengers in case of accident.
|
{{ helQuotDetail_comprehensive_with_rsmdt.GROUPACCIDENTPREMIUM | currency:'':2 }} |
| Taxable Premium | {{ helQuotDetail_comprehensive_with_rsmdt.ACTUALNETPREMIUM | currency:'':2 }} |
| VAT | {{helQuotDetail_comprehensive_with_rsmdt.VATAMOUNT | currency:'':2}} |
| Stamp | {{helQuotDetail_comprehensive_with_rsmdt.STAMP | currency:'':2}} |
| Total Premium | {{ helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2 }} |
Ideal For:
Someone looking to fully secure their vehicle and willing paying some additional amount in premium.
- The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
- In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.
A snapshot of coverage
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes/RSMDT | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Pillion Rider | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 | 5,00,000 |
| d. Third Party Individual | Accident | Bodily Injury | 25,00,000 | |
| e. Third Party property | Accident | Damage | 25,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes/RSMDT | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Passenger/s | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| d. Third Party Individual | Accident | Bodily Injury | 80,00,000 | |
| e. Third Party property | Accident | Damage | 80,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Unnamed Helper | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| d. Unnamed Passenger/s | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| e. Third Party Individual | Accident | Bodily Injury | 50,00,000 | |
| f. Third Party property | Accident | Damage | 50,00,000 |
- Exclusion of RSMDT will definitely lower the premium price. However, it shall not provide RSMDT Coverage as depicted in the above.
Download Policy Wording for more Details
Comprehensive Insurance Paper Document
Other Plans From Same Insurer
Third Party
NRS {{helQuotDetail_thirdParty.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT
NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Similar Plans From Different Insurers
Third Party
NRS {{NlgQuotDetail_thirdParty.totalpayablepremium | currency:'':2 }}
Learn MoreCoverage
Premium Amount
Comprehensive without RSMDT
NRS {{NlgQuotDetail_CM.totalpayablepremium | currency:' ':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT
NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:'':2}}
Learn MoreCoverage
Premium Amount
Other Plans From Same Insurer
Third Party
NRS {{helQuotDetail_thirdParty.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive without RSMDT
NRS {{helQuotDetail_comprehensive.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Similar Plans From Different Insurers
Third Party
NRS {{NlgQuotDetail_thirdParty.totalpayablepremium | currency:'':2 }}
Learn MoreCoverage
Premium Amount
Comprehensive without RSMDT
NRS {{NlgQuotDetail_CM.totalpayablepremium | currency:' ':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT
NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:'':2}}
Learn MoreCoverage
Premium Amount
Third Party Coverage
Third-party motor insurance protects you from financial liability if your vehicle causes property damages or bodily injuries to others. It covers third-party claims for property damages and medical expenses, ensuring compliance with legal requirements. While it doesn’t cover your own vehicle, it provides essential protection in case of an accident.
Overview
Third Party Coverage is the most basic and affordable insurance option. It provides essential protection against liabilities arising from property damages or bodily injuries caused to others.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
Does not cover:
- Own Property Damage: Any damaged occurred to the insured vehicle will not be covered.
- Burglary/Theft: Theft/burglary of the insured vehicle will not be covered.
Third Party Coverage
Third-party motor insurance protects you from financial liability if your vehicle causes property damages or bodily injuries to others. It covers third-party claims for property damages and medical expenses, ensuring compliance with legal requirements. While it doesn’t cover your own vehicle, it provides essential protection in case of an accident.
Overview
Third Party Coverage is the most basic and affordable insurance option. It provides essential protection against liabilities arising from property damages or bodily injuries caused to others.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
Does not cover:
- Own Property Damage: Any damaged occurred to the insured vehicle will not be covered.
- Burglary/Theft: Theft/burglary of the insured vehicle will not be covered.
Premium Breakdown
| Particulars | Amount in Rs. |
|---|---|
|
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes .
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
|
{{ NlgQuotDetail_thirdParty.basicpremium | currency:' ':2 }} |
|
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
|
{{ NlgQuotDetail_thirdParty.thirdpartypremium |currency:' ':2 }} |
|
Driver Accidental Premium
Provides coverage against medical expenses and death compensation of the driver in case of accident.
|
{{ NlgQuotDetail_thirdParty.driverpremium |currency:' ':2 }} |
|
Passenger Accidental Premium
Provides coverage against medical expenses and death compensation of the passengers in the vehicle in case of accident.
|
{{ NlgQuotDetail_thirdParty.passengerpremium |currency:' ':2 }} |
|
Helper Accidental Premium
Provides coverage against medical expenses and death compensation of the helper in case of accident.
|
{{ NlgQuotDetail_thirdParty.helperpremium |currency:' ':2 }} |
|
Helper Accidental Premium
Provides coverage against medical expenses and death compensation of the helper in case of accident.
|
{{ NlgQuotDetail_thirdParty.helperpremium |currency:' ':2 }} |
|
Towing Charge
The towing charge of your vehicle in case of an accident.
|
{{ NlgQuotDetail_thirdParty.towingcharge |currency:' ':2 }} |
| Taxable Premium | {{ NlgQuotDetail_thirdParty.netpremium | currency:' ':2}} |
| VAT | {{NlgQuotDetail_thirdParty.vatamount | currency:' ':2}} |
| Stamp | {{NlgQuotDetail_thirdParty.stamp | currency:' ':2}} |
| Total Premium | {{ NlgQuotDetail_thirdParty.totalpayablepremium | currency:' ':2}} |
Ideal For:
Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements. Appropriate for riders at a higher risk of accidental third-party damage.
Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements.
Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements. Appropriate for commercial vehicles as they are at a higher risk of accidental third-party damage.
- The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
- In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.
A snapshot of coverage
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| b. Pillion Rider | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Third Party Individual | Accident | Bodily Injury | 25,00,000 | |
| d. Third Party property | Accident | Loss/Damage | 25,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| b. Passerger/s | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| c. Third Party Individual | Accident | Bodily Injury | 80,00,000 | |
| d. Third Party property | Accident | Loss/Damage | 80,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| b. Unnamed Helper | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Unnamed Passenger/s | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| d. Third Party Individual | Accident | Bodily Injury | 50,00,000 | |
| e. Third Party property | Accident | Loss/Damage | 50,00,000 |
Download Policy Wording for more Details
Third Party Insurance Paper Document
Other Plans From Same Insurer
Comprehensive Without RSMDT
NRS {{NlgQuotDetail_CM.totalpayablepremium | currency:' ':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT
NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:'':2}}
Learn MoreCoverage
Premium Amount
Similar Plans From Different Insurers
Third Party
NRS {{helQuotDetail_thirdParty.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive Without RSMDT
NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT
NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive without RSMDT Coverage
Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.
Overview
Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
- Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
- Theft: In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
Does not cover:
- RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism) will not be covered under this plan.
Comprehensive without RSMDT Coverage
Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.
Overview
Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the passengers in the vehicle are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: : In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (The driver, passengers and other third-party individuals are also covered in this policy.)
- Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
- Theft: : In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
Does not cover:
- RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism) will not be covered under this plan.
Premium Breakdown
| Particulars | Amount in Rs. |
|---|---|
|
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes .
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
|
{{ NlgQuotDetail_CM.basicpremium | currency:' ':2 }} |
|
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
|
{{ NlgQuotDetail_CM.thirdpartypremium | currency:' ':2 }} |
|
Driver Accidental Premium
Provides coverage against medical expenses and death compensation of the driver in case of accident.
|
{{ NlgQuotDetail_CM.driverpremium |currency:' ':2 }} |
|
Passenger Accidental Premium
Provides coverage against medical expenses and death compensation of the passengers in the vehicle in case of accident.
|
{{ NlgQuotDetail_CM.passengerpremium |currency:' ':2 }} |
|
Helper Accidental Premium
Provides coverage against medical expenses and death compensation of the helper in case of accident.
|
{{ NlgQuotDetail_CM.helperpremium |currency:' ':2 }} |
|
Towing Charge
The towing charge of your vehicle in case of an accident.
|
{{ NlgQuotDetail_CM.towingcharge |currency:' ':2 }} |
| Taxable Premium | {{ NlgQuotDetail_CM.netpremium | currency:' ':2}} |
| VAT | {{NlgQuotDetail_CM.vatamount | currency:' ':2}} |
| Stamp | {{NlgQuotDetail_CM.stamp | currency:' ':2}} |
| Total Premium | {{ NlgQuotDetail_CM.totalpayablepremium | currency:' ':2}} |
Ideal For:
Someone looking to fully secure their vehicle and willing to pay some additional amount in premium.
- The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
- In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.
A snapshot of coverage
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Pillion Rider | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| d. Third Party Individual | Accident | Bodily Injury | 25,00,000 | |
| e. Third Party property | Accident | Damage | 25,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Passenger/s | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| d. Third Party Individual | Accident | Bodily Injury | 80,00,000 | |
| e. Third Party property | Accident | Damage | 80,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Unnamed Helper | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 | 5,00,000 |
| d. Unnamed Passenger/s | Accident/Natural Catastrophes | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| e. Third Party Individual | Accident | Bodily Injury | 50,00,000 | |
| f. Third Party property | Accident | Damage | 50,00,000 |
Download Policy Wording for more Details
Comprehensive Insurance Paper Document
Other Plans From Same Insurer
Third Party Coverage
NRS {{NlgQuotDetail_thirdParty.totalpayablepremium | currency:' ':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT
NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT Coverage
Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.
Overview
Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
- Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
- Theft: In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
- RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism)
Comprehensive With RSMDT Coverage
Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.
Overview
Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.
Coverage Details
Covers:
- Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the passengers in the vehicle are also covered in this policy.
- Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
- Death: : In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (The driver, passengers and other third-party individuals are also covered in this policy.)
- Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
- Theft: : In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
- RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism)
Premium Breakdown
| Particulars | Amount in Rs. |
|---|---|
|
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes .
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
|
{{ NlgQuotDetail_CMRSMDT.basicpremium | currency:' ':2 }} |
|
RSMDT Premium
Provides coverage against damage to the vehicle, driver and pillion rider caused due to Riots, Strikes, Malicious Damages and Terrorism.
Provides coverage against damage to the vehicle, driver and passengers caused due to Riots, Strikes, Malicious Damages and Terrorism.
Provides coverage against damage to the vehicle, driver and passengers caused due to Riots, Strikes, Malicious Damages and Terrorism..
|
{{ NlgQuotDetail_CMRSMDT.poolpremium |currency:' ':2 }} |
|
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
|
{{ NlgQuotDetail_CMRSMDT.thirdpartypremium |currency:' ':2 }} |
|
Driver Accidental Premium
Provides coverage against medical expenses and death compensation of the driver in case of accident.
|
{{ NlgQuotDetail_CMRSMDT.driverpremium |currency:' ':2 }} |
|
Passenger Accidental Premium
Provides coverage against medical expenses and death compensation of the passengers in the vehicle in case of accident.
|
{{ NlgQuotDetail_CMRSMDT.passengerpremium |currency:' ':2 }} |
|
Helper Accidental Premium
Provides coverage against medical expenses and death compensation of the helper in case of accident.
|
{{ NlgQuotDetail_CMRSMDT.helperpremium |currency:' ':2 }} |
|
Towing Charge
The towing charge of your vehicle in case of an accident.
|
{{ NlgQuotDetail_CMRSMDT.towingcharge |currency:' ':2 }} |
| Taxable Premium | {{ NlgQuotDetail_CMRSMDT.netpremium | currency:' ':2}} |
| VAT | {{NlgQuotDetail_CMRSMDT.vatamount | currency:' ':2}} |
| Stamp | {{NlgQuotDetail_CMRSMDT.stamp | currency:' ':2}} |
| Total Premium | {{ NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:' ':2}} |
Ideal For:
Someone looking to fully secure their vehicle and willing to pay some additional amount in premium.
- The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
- In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.
A snapshot of coverage
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes/RSMDT | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Pillion Rider | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 | 5,00,000 |
| d. Third Party Individual | Accident | Bodily Injury | 25,00,000 | |
| e. Third Party property | Accident | Damage | 25,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes/RSMDT | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Passenger/s | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| d. Third Party Individual | Accident | Bodily Injury | 80,00,000 | |
| e. Third Party property | Accident | Damage | 80,00,000 |
| This plan covers | Caused by | Against | Coverage Limit/Medical Expenses | Death |
|---|---|---|---|---|
| a. Insured Vehicle | Theft/ Accident/Natural Catastrophes/RSMDT | Loss/Damage | {{ DepriciatedMRP | CurrencyFormat }} | |
| b. Driver | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 | 5,00,000 |
| c. Unnamed Helper | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 | 5,00,000 |
| d. Unnamed Passenger/s | Accident/Natural Catastrophes/RSMDT | Bodily Injury | 3,00,000 (Per person) | 5,00,000 (Per person) |
| e. Third Party Individual | Accident | Bodily Injury | 50,00,000 | |
| f. Third Party property | Accident | Damage | 50,00,000 |
- Exclusion of RSMDT will definitely lower the premium price. However, it shall not provide RSMDT Coverage as depicted in the above.
Download Policy Wording for more Details
Comprehensive Insurance Paper Document
Other Plans From Same Insurer
Third Party Coverage
NRS {{NlgQuotDetail_thirdParty.totalpayablepremium | currency:' ':2}}
Learn MoreCoverage
Premium Amount
Comprehensive Without RSMDT
NRS {{NlgQuotDetail_CM.totalpayablepremium | currency:'':2}}
Learn MoreCoverage
Premium Amount
Similar Plans From Different Insurers
Third Party
NRS {{helQuotDetail_thirdParty.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive Without RSMDT
NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT
NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Similar Plans From Different Insurers
Third Party
NRS {{helQuotDetail_thirdParty.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive Without RSMDT
NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
Premium Amount
Comprehensive With RSMDT
NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2}}
Learn MoreCoverage
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