Neo Assure

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Make sure to enter the registration date in your bluebook as it directly affects the premium price and coverage.
Make sure to enter the registration date in your bluebook as it directly affects the premium price and coverage.
The date should be less than 6 months

Select the correct CC range for your vehicle to ensure accurate policy coverage and pricing.
Select the correct CC range for your vehicle to ensure accurate policy coverage and pricing.
Select the correct wattage range for your vehicle to ensure accurate policy coverage and pricing.
Select the correct kilowatts range for your vehicle to ensure accurate policy coverage and pricing.
Select the correct CC range for your vehicle to ensure accurate policy coverage and pricing.

Select the correct tonnage range for your vehicle to ensure accurate policy coverage and pricing.

Enter the number of seats in your vehicle to ensure accurate policy coverage and pricing.

Select the correct horse power range for your vehicle to ensure accurate policy coverage and pricing.


Enter the number of seats available in your vehicle.

How much does a brand new vehicle of the same model cost today? (Showroom MRP).

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Select your vehicle type

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Bonus Life insurance at no extra cost!

Please select your vehicle type.
: Excess Own Damage(EOD)/स्वेच्छिक अधिक is an option provided by insurance companies to choose a limit upto which the client agrees not to receive any claims. By choosing the limit, the customers can also benefit certain discounts on basic premium rate outlined as below:
EOD Limit Discount
NRs. 0 0%
NRs. 500 10%
NRs. 1000 15%
NRs. 2000 20%
NRs. 1000 10%
NRs. 2000 15%
NRs. 5000 20%
NRs. 10000 25%
Make sure to enter the registration date in your bluebook as it directly affects the premium price and coverage.
How much does a brand new vehicle of the same model cost today? (Showroom MRP)

My Available Plans

Insurer

Third Party

Comprehensive without RSMDT

Comprehensive with RSMDT

Third Party Coverage

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Comprehensive without RSMDT

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Comprehensive with RSMDT

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Third Party Coverage

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Comprehensive without RSMDT

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Sum-Insured: {{ DepriciatedMRP | CurrencyFormat }}

Coverage

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Comprehensive with RSMDT

NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:' ':2}}

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Sum-Insured: {{ DepriciatedMRP | CurrencyFormat }}

Coverage

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Third Party Coverage

Third-party motor insurance protects you from financial liability if your vehicle causes property damages or bodily injuries to others. It covers third-party claims for property damages and medical expenses, ensuring compliance with legal requirements. While it doesn’t cover your own vehicle, it provides essential protection in case of an accident.

Overview

Third Party Coverage is the most basic and affordable insurance option. It provides essential protection against liabilities arising from property damages or bodily injuries caused to others.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)

Does not cover:

  • Own Property Damage: Any damaged occurred to the insured vehicle will not be covered.
  • Burglary/Theft: Theft/burglary of the insured vehicle will not be covered.

Third Party Coverage

Third-party motor insurance protects you from financial liability if your vehicle causes property damages or bodily injuries to others. It covers third-party claims for property damages and medical expenses, ensuring compliance with legal requirements. While it doesn’t cover your own vehicle, it provides essential protection in case of an accident.

Overview

Third Party Coverage is the most basic and affordable insurance option. It provides essential protection against liabilities arising from property damages or bodily injuries caused to others.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Deathh: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (The driver, passengers and other third-party individuals are also covered in this policy.)

Does not cover:

  • Own Property Damage: Any damaged occurred to the insured vehicle will not be covered.
  • Burglary/Theft: Theft/burglary of the insured vehicle will not be covered.

Premium Breakdown

Particulars Amount in Rs.
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes . Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes. Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
{{ helQuotDetail_thirdParty.BASICPREMIUM | currency:' ':2}}
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
{{ helQuotDetail_thirdParty.THIRDPARTYPREMIUM | currency:'':2 }}
Group Accidental Premium
Provides coverage against medical expenses and death compensation of the driver and passengers in case of accident. Provides coverage against medical expenses and death compensation of the driver,helper and passengers in case of accident.
{{ helQuotDetail_thirdParty.GROUPACCIDENTPREMIUM | currency:'':2 }}
Taxable Premium {{ helQuotDetail_thirdParty.ACTUALNETPREMIUM | currency:' ':2 }}
VAT {{helQuotDetail_thirdParty.VATAMOUNT | currency:' ':2}}
Stamp {{helQuotDetail_thirdParty.STAMP | currency:' ':2}}
Total Premium {{ helQuotDetail_thirdParty.NETPREMIUM | currency:'':2}}
Customize my plan

Ideal For:

Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements. Appropriate for riders at a higher risk of accidental third-party damage.

Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements.

Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements. Appropriate for commercial vehicles as they are at a higher risk of accidental third-party damage.

Notes:
  • The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
  • In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.

A snapshot of coverage

This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
b. Pillion Rider Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Third Party Individual Accident Bodily Injury 25,00,000
d. Third Party property Accident Loss/Damage 25,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
b. Passenger/s Accident/Natural Catastrophes Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
c. Third Party Individual Accident Bodily Injury 80,00,000
d. Third Party property Accident Loss/Damage 80,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
b. Unnamed Helper Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Unnamed Passenger/s Accident/Natural Catastrophes Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
d. Third Party Individual Accident Bodily Injury 50,00,000
e. Third Party property Accident Loss/Damage 50,00,000

Download Policy Wording for more Details

Third Party Insurance Paper Document

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Other Plans From Same Insurer

Comprehensive without RSMDT

NRS {{helQuotDetail_comprehensive.NETPREMIUM | currency:'':2}}

Learn More

Coverage

Premium Amount


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Comprehensive With RSMDT

NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2}}

Learn More

Coverage

Premium Amount


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Similar Plans From Different Insurers

Third Party

NRS {{NlgQuotDetail_thirdParty.totalpayablepremium | currency:'':2}}

Learn More

Coverage

Premium Amount


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Comprehensive without RSMDT

NRS {{NlgQuotDetail_CM.totalpayablepremium | currency:'':2}}

Learn More

Coverage

Premium Amount


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Comprehensive With RSMDT

NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:'':2}}

Learn More

Coverage

Premium Amount


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Comprehensive without RSMDT Coverage

Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.

Overview

Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
  • Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
  • Theft: In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.

Does not cover:

  • RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism) will not be covered under this plan.

Comprehensive without RSMDT Coverage

Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.

Overview

Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the passengers in the vehicle are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: : In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (The driver, passengers and other third-party individuals are also covered in this policy.)
  • Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
  • Theft: : In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.

Does not cover:

  • RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism) will not be covered under this plan.

Premium Breakdown

Particulars Amount in Rs.
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes . Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes. Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
{{ helQuotDetail_comprehensive.BASICPREMIUM | currency:' ':2}}
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
{{ helQuotDetail_comprehensive.THIRDPARTYPREMIUM | currency:'':2 }}
Group Accidental Premium
Provides coverage against medical expenses and death compensation of the driver and passengers in case of accident. Provides coverage against medical expenses and death compensation of the driver,helper and passengers in case of accident.
{{ helQuotDetail_comprehensive.GROUPACCIDENTPREMIUM | currency:'':2 }}
Taxable Premium {{ helQuotDetail_comprehensive.ACTUALNETPREMIUM | currency:'':2 }}
VAT {{helQuotDetail_comprehensive.VATAMOUNT | currency:'':2}}
Stamp {{helQuotDetail_comprehensive.STAMP | currency:'':2}}
Total Premium {{ helQuotDetail_comprehensive.NETPREMIUM | currency:'':2 }}
Customize my plan

Ideal For:

Someone looking to fully secure their vehicle and willing paying some additional amount in premium.

Notes:
  • The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
  • In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.

A snapshot of coverage

This plan covers Caused by Against Coverage Limit/Medal Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Pillion Rider Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
d. Third Party Individual Accident Bodily Injury 25,00,000
e. Third Party property Accident Damage 25,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Passenger/s Accident/Natural Catastrophes Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
d. Third Party Individual Accident Bodily Injury 80,00,000
e. Third Party property Accident Damage 80,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Unnamed Helper Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
d. Unnamed Passenger/s Accident/Natural Catastrophes Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
e. Third Party Individual Accident Bodily Injury 50,00,000
f. Third Party property Accident Damage 50,00,000

Download Policy Wording for more Details

Comprehensive Insurance Paper Document

{{ currentDate | date:'MMMM d, y' }}

Comprehensive With RSMDT Coverage

Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.

Overview

Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
  • Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
  • Theft: In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
  • RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism)

Comprehensive With RSMDT Coverage

Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.

Overview

Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the passengers in the vehicle are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: : In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (The driver, passengers and other third-party individuals are also covered in this policy.)
  • Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
  • Theft: : In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
  • RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism)

Premium Breakdown

Particulars Amount in Rs.
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes . Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes. Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
{{ helQuotDetail_comprehensive_with_rsmdt.BASICPREMIUM | currency:' ':2}}
RSMDT Premium
Provides coverage against damage to the vehicle, driver and pillion rider caused due to Riots, Strikes, Malicious Damages and Terrorism. Provides coverage against damage to the vehicle, driver and passengers caused due to Riots, Strikes, Malicious Damages and Terrorism. Provides coverage against damage to the vehicle, driver and passengers caused due to Riots, Strikes, Malicious Damages and Terrorism..
{{ helQuotDetail_comprehensive_with_rsmdt.POOLPREMIUM | currency:' ':2}}
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
{{ helQuotDetail_comprehensive_with_rsmdt.THIRDPARTYPREMIUM | currency:'':2 }}
Group Accidental Premium
Provides coverage against medical expenses and death compensation of the driver and passengers in case of accident. Provides coverage against medical expenses and death compensation of the driver,helper and passengers in case of accident.
{{ helQuotDetail_comprehensive_with_rsmdt.GROUPACCIDENTPREMIUM | currency:'':2 }}
Taxable Premium {{ helQuotDetail_comprehensive_with_rsmdt.ACTUALNETPREMIUM | currency:'':2 }}
VAT {{helQuotDetail_comprehensive_with_rsmdt.VATAMOUNT | currency:'':2}}
Stamp {{helQuotDetail_comprehensive_with_rsmdt.STAMP | currency:'':2}}
Total Premium {{ helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2 }}
Customize my plan

Ideal For:

Someone looking to fully secure their vehicle and willing paying some additional amount in premium.

Notes:
  • The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
  • In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.

A snapshot of coverage

This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes/RSMDT Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 5,00,000
c. Pillion Rider Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 5,00,000
d. Third Party Individual Accident Bodily Injury 25,00,000
e. Third Party property Accident Damage 25,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes/RSMDT Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 5,00,000
c. Passenger/s Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
d. Third Party Individual Accident Bodily Injury 80,00,000
e. Third Party property Accident Damage 80,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Unnamed Helper Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
d. Unnamed Passenger/s Accident/Natural Catastrophes Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
e. Third Party Individual Accident Bodily Injury 50,00,000
f. Third Party property Accident Damage 50,00,000
RSMDT = Riots, Strikes, Malicious Damage, Terrorism
Disclaimer:
  • Exclusion of RSMDT will definitely lower the premium price. However, it shall not provide RSMDT Coverage as depicted in the above.

Download Policy Wording for more Details

Comprehensive Insurance Paper Document

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Other Plans From Same Insurer

Third Party

NRS {{helQuotDetail_thirdParty.NETPREMIUM | currency:'':2}}

Learn More

Coverage

Premium Amount


{{ policy.ComparePageMsg }}

Comprehensive With RSMDT

NRS {{helQuotDetail_comprehensive_with_rsmdt.NETPREMIUM | currency:'':2}}

Learn More

Coverage

Premium Amount


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Similar Plans From Different Insurers

Third Party

NRS {{NlgQuotDetail_thirdParty.totalpayablepremium | currency:'':2 }}

Learn More

Coverage

Premium Amount


{{ policy.ComparePageMsg }}

Comprehensive without RSMDT

NRS {{NlgQuotDetail_CM.totalpayablepremium | currency:' ':2}}

Learn More

Coverage

Premium Amount


{{ policy.ComparePageMsg }}

Comprehensive With RSMDT

NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:'':2}}

Learn More

Coverage

Premium Amount


{{ policy.ComparePageMsg }}

Other Plans From Same Insurer

Third Party

NRS {{helQuotDetail_thirdParty.NETPREMIUM | currency:'':2}}

Learn More

Coverage

Premium Amount


{{ policy.ComparePageMsg }}

Comprehensive without RSMDT

NRS {{helQuotDetail_comprehensive.NETPREMIUM | currency:'':2}}

Learn More

Coverage

Premium Amount


{{ policy.ComparePageMsg }}

Similar Plans From Different Insurers

Third Party

NRS {{NlgQuotDetail_thirdParty.totalpayablepremium | currency:'':2 }}

Learn More

Coverage

Premium Amount


{{ policy.ComparePageMsg }}

Comprehensive without RSMDT

NRS {{NlgQuotDetail_CM.totalpayablepremium | currency:' ':2}}

Learn More

Coverage

Premium Amount


{{ policy.ComparePageMsg }}

Comprehensive With RSMDT

NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:'':2}}

Learn More

Coverage

Premium Amount


{{ policy.ComparePageMsg }}

Third Party Coverage

Third-party motor insurance protects you from financial liability if your vehicle causes property damages or bodily injuries to others. It covers third-party claims for property damages and medical expenses, ensuring compliance with legal requirements. While it doesn’t cover your own vehicle, it provides essential protection in case of an accident.

Overview

Third Party Coverage is the most basic and affordable insurance option. It provides essential protection against liabilities arising from property damages or bodily injuries caused to others.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)

Does not cover:

  • Own Property Damage: Any damaged occurred to the insured vehicle will not be covered.
  • Burglary/Theft: Theft/burglary of the insured vehicle will not be covered.

Third Party Coverage

Third-party motor insurance protects you from financial liability if your vehicle causes property damages or bodily injuries to others. It covers third-party claims for property damages and medical expenses, ensuring compliance with legal requirements. While it doesn’t cover your own vehicle, it provides essential protection in case of an accident.

Overview

Third Party Coverage is the most basic and affordable insurance option. It provides essential protection against liabilities arising from property damages or bodily injuries caused to others.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)

Does not cover:

  • Own Property Damage: Any damaged occurred to the insured vehicle will not be covered.
  • Burglary/Theft: Theft/burglary of the insured vehicle will not be covered.

Premium Breakdown

Particulars Amount in Rs.
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes . Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes. Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
{{ NlgQuotDetail_thirdParty.basicpremium | currency:' ':2 }}
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
{{ NlgQuotDetail_thirdParty.thirdpartypremium |currency:' ':2 }}
Driver Accidental Premium
Provides coverage against medical expenses and death compensation of the driver in case of accident.
{{ NlgQuotDetail_thirdParty.driverpremium |currency:' ':2 }}
Passenger Accidental Premium
Provides coverage against medical expenses and death compensation of the passengers in the vehicle in case of accident.
{{ NlgQuotDetail_thirdParty.passengerpremium |currency:' ':2 }}
Helper Accidental Premium
Provides coverage against medical expenses and death compensation of the helper in case of accident.
{{ NlgQuotDetail_thirdParty.helperpremium |currency:' ':2 }}
Helper Accidental Premium
Provides coverage against medical expenses and death compensation of the helper in case of accident.
{{ NlgQuotDetail_thirdParty.helperpremium |currency:' ':2 }}
Towing Charge
The towing charge of your vehicle in case of an accident.
{{ NlgQuotDetail_thirdParty.towingcharge |currency:' ':2 }}
Taxable Premium {{ NlgQuotDetail_thirdParty.netpremium | currency:' ':2}}
VAT {{NlgQuotDetail_thirdParty.vatamount | currency:' ':2}}
Stamp {{NlgQuotDetail_thirdParty.stamp | currency:' ':2}}
Total Premium {{ NlgQuotDetail_thirdParty.totalpayablepremium | currency:' ':2}}
Customize my plan

Ideal For:

Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements. Appropriate for riders at a higher risk of accidental third-party damage.

Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements.

Drivers looking for minimum coverage at an affordable rate, meeting the legal requirements. Appropriate for commercial vehicles as they are at a higher risk of accidental third-party damage.

Notes:
  • The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
  • In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.

A snapshot of coverage

This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
b. Pillion Rider Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Third Party Individual Accident Bodily Injury 25,00,000
d. Third Party property Accident Loss/Damage 25,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
b. Passerger/s Accident/Natural Catastrophes Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
c. Third Party Individual Accident Bodily Injury 80,00,000
d. Third Party property Accident Loss/Damage 80,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
b. Unnamed Helper Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Unnamed Passenger/s Accident/Natural Catastrophes Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
d. Third Party Individual Accident Bodily Injury 50,00,000
e. Third Party property Accident Loss/Damage 50,00,000

Download Policy Wording for more Details

Third Party Insurance Paper Document

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Comprehensive without RSMDT Coverage

Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.

Overview

Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
  • Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
  • Theft: In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.

Does not cover:

  • RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism) will not be covered under this plan.

Comprehensive without RSMDT Coverage

Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.

Overview

Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the passengers in the vehicle are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: : In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (The driver, passengers and other third-party individuals are also covered in this policy.)
  • Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
  • Theft: : In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.

Does not cover:

  • RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism) will not be covered under this plan.

Premium Breakdown

Particulars Amount in Rs.
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes . Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes. Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
{{ NlgQuotDetail_CM.basicpremium | currency:' ':2 }}
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
{{ NlgQuotDetail_CM.thirdpartypremium | currency:' ':2 }}
Driver Accidental Premium
Provides coverage against medical expenses and death compensation of the driver in case of accident.
{{ NlgQuotDetail_CM.driverpremium |currency:' ':2 }}
Passenger Accidental Premium
Provides coverage against medical expenses and death compensation of the passengers in the vehicle in case of accident.
{{ NlgQuotDetail_CM.passengerpremium |currency:' ':2 }}
Helper Accidental Premium
Provides coverage against medical expenses and death compensation of the helper in case of accident.
{{ NlgQuotDetail_CM.helperpremium |currency:' ':2 }}
Towing Charge
The towing charge of your vehicle in case of an accident.
{{ NlgQuotDetail_CM.towingcharge |currency:' ':2 }}
Taxable Premium {{ NlgQuotDetail_CM.netpremium | currency:' ':2}}
VAT {{NlgQuotDetail_CM.vatamount | currency:' ':2}}
Stamp {{NlgQuotDetail_CM.stamp | currency:' ':2}}
Total Premium {{ NlgQuotDetail_CM.totalpayablepremium | currency:' ':2}}
Customize my plan

Ideal For:

Someone looking to fully secure their vehicle and willing to pay some additional amount in premium.

Notes:
  • The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
  • In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.

A snapshot of coverage

This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Pillion Rider Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
d. Third Party Individual Accident Bodily Injury 25,00,000
e. Third Party property Accident Damage 25,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Passenger/s Accident/Natural Catastrophes Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
d. Third Party Individual Accident Bodily Injury 80,00,000
e. Third Party property Accident Damage 80,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
c. Unnamed Helper Accident/Natural Catastrophes Bodily Injury 3,00,000 5,00,000
d. Unnamed Passenger/s Accident/Natural Catastrophes Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
e. Third Party Individual Accident Bodily Injury 50,00,000
f. Third Party property Accident Damage 50,00,000

Download Policy Wording for more Details

Comprehensive Insurance Paper Document

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Third Party Coverage

NRS {{NlgQuotDetail_thirdParty.totalpayablepremium | currency:' ':2}}

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Premium Amount


{{ policy.ComparePageMsg }}

Comprehensive With RSMDT

NRS {{NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:'':2}}

Learn More
Sum-Insured: {{ DepriciatedMRP | CurrencyFormat }}

Coverage

Premium Amount


{{ policy.ComparePageMsg }}

Comprehensive With RSMDT Coverage

Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.

Overview

Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the pillion rider are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (Maximum 5 Individuals covered. The driver and the pillion rider are also covered in this policy.)
  • Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
  • Theft: In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
  • RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism)

Comprehensive With RSMDT Coverage

Full insurance offers more comprehensive protection. Along with covering third-party liabilities, it also provides coverage for damages to your own vehicle due to accidents, theft, fire, or other natural disasters, ensuring full peace of mind on the road.

Overview

Comprehensive Plan offers extensive protection beyond the basics. Below is a more detailed explanation of the coverages provided by comprehensive insurance.

Coverage Details

Covers:

  • Bodily injuries: Covers medical expenses and compensation for injuries caused to other people. The driver and the passengers in the vehicle are also covered in this policy.
  • Third party property damages: Pays for repairs or replacement of other people's property damaged caused by your vehicle.
  • Death: : In case of deaths caused by accident, you can claim up to Rs. 5,00,000/- per individual. (The driver, passengers and other third-party individuals are also covered in this policy.)
  • Insured Vehicle: Damages caused to the Insured vehicle in case of accident is covered under comprehensive plan. The maximum limit of coverage is up to the sum insured.
  • Theft: : In case of theft/burglary of your vehicle, this has you covered fully. Note: the compensation amount depends upon the state of your vehicle and other deductions based on your plan.
  • RSMDT Damage: Any damaged occurred to the insured vehicle due to RSMDT (Riots, strikes, malicious damage and terrorism)

Premium Breakdown

Particulars Amount in Rs.
Basic Premium
Provides coverage against any losses or physical damages to the insured vehicle caused mainly by theft/burglary, accidents and/or any form of natural catastrophes . Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes. Provides coverage against theft and any damage to the vehicle due to accidents or any natural catastrophes.
{{ NlgQuotDetail_CMRSMDT.basicpremium | currency:' ':2 }}
RSMDT Premium
Provides coverage against damage to the vehicle, driver and pillion rider caused due to Riots, Strikes, Malicious Damages and Terrorism. Provides coverage against damage to the vehicle, driver and passengers caused due to Riots, Strikes, Malicious Damages and Terrorism. Provides coverage against damage to the vehicle, driver and passengers caused due to Riots, Strikes, Malicious Damages and Terrorism..
{{ NlgQuotDetail_CMRSMDT.poolpremium |currency:' ':2 }}
Third Party Premium
Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals. Provides coverage against all damages incurred by the insured vehicle to third party property or bodily injury of individuals.
{{ NlgQuotDetail_CMRSMDT.thirdpartypremium |currency:' ':2 }}
Driver Accidental Premium
Provides coverage against medical expenses and death compensation of the driver in case of accident.
{{ NlgQuotDetail_CMRSMDT.driverpremium |currency:' ':2 }}
Passenger Accidental Premium
Provides coverage against medical expenses and death compensation of the passengers in the vehicle in case of accident.
{{ NlgQuotDetail_CMRSMDT.passengerpremium |currency:' ':2 }}
Helper Accidental Premium
Provides coverage against medical expenses and death compensation of the helper in case of accident.
{{ NlgQuotDetail_CMRSMDT.helperpremium |currency:' ':2 }}
Towing Charge
The towing charge of your vehicle in case of an accident.
{{ NlgQuotDetail_CMRSMDT.towingcharge |currency:' ':2 }}
Taxable Premium {{ NlgQuotDetail_CMRSMDT.netpremium | currency:' ':2}}
VAT {{NlgQuotDetail_CMRSMDT.vatamount | currency:' ':2}}
Stamp {{NlgQuotDetail_CMRSMDT.stamp | currency:' ':2}}
Total Premium {{ NlgQuotDetail_CMRSMDT.totalpayablepremium | currency:' ':2}}
Recalculate Premium

Ideal For:

Someone looking to fully secure their vehicle and willing to pay some additional amount in premium.

Notes:
  • The prices/quotes reflected above are provided by the Insurer as prescribed by Nepal Insurance Authority.
  • In the event of any discrepancies in the pricing of same, NeoAssure Pvt. Ltd. will have no bearing of any obligations or liabilities per se.

A snapshot of coverage

This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes/RSMDT Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 5,00,000
c. Pillion Rider Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 5,00,000
d. Third Party Individual Accident Bodily Injury 25,00,000
e. Third Party property Accident Damage 25,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes/RSMDT Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 5,00,000
c. Passenger/s Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
d. Third Party Individual Accident Bodily Injury 80,00,000
e. Third Party property Accident Damage 80,00,000
This plan covers Caused by Against Coverage Limit/Medical Expenses Death
a. Insured Vehicle Theft/ Accident/Natural Catastrophes/RSMDT Loss/Damage {{ DepriciatedMRP | CurrencyFormat }}
b. Driver Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 5,00,000
c. Unnamed Helper Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 5,00,000
d. Unnamed Passenger/s Accident/Natural Catastrophes/RSMDT Bodily Injury 3,00,000 (Per person) 5,00,000 (Per person)
e. Third Party Individual Accident Bodily Injury 50,00,000
f. Third Party property Accident Damage 50,00,000
RSMDT = Riots, Strikes, Malicious Damage, Terrorism
Disclaimer:
  • Exclusion of RSMDT will definitely lower the premium price. However, it shall not provide RSMDT Coverage as depicted in the above.

Download Policy Wording for more Details

Comprehensive Insurance Paper Document

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NRS {{NlgQuotDetail_CM.totalpayablepremium | currency:'':2}}

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